Negative times a Negative
A good percentage of people can't explain or understand the idea of a Negative times a Negative makes a positive. Just think about it for a second with this little anecdote.
Let's say there is a five dollar late fee on a utility bill. We're going to say that the payment is made on time, four consecutive times which is equivalent to (-4). So, all four time you avoided a five dollar fee (-5). Multiply the two together and you've saved yourself twenty dollars (+20) positive.
Let's say there is a five dollar late fee on a utility bill. We're going to say that the payment is made on time, four consecutive times which is equivalent to (-4). So, all four time you avoided a five dollar fee (-5). Multiply the two together and you've saved yourself twenty dollars (+20) positive.

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